Business & Commercial Insurance - Nevada
Maintaining your business and keeping the financial aspects of your company in order can require the assistance of Las Vegas, Nevada, commercial insurance agencies. An independent agency like Sage Insurance Services Inc., can provide the tools and information that you need to find the right insurance policies for your business. An agent can also answer your questions so that you get the best plan for your goals and needs.
Auto Policies for Businesses
When you own company cars and allow your employees to drive the vehicles, you must purchase an appropriate auto policy. As a business, you are required to have the same minimum liability requirements for every vehicle as any other driver. Depending on the nature of your business and the amount of driving, it may be necessary to purchase additional protection so that you do not face financial strife if an accident occurs.
Liability Protection for Companies
A commercial general liability policy (CGL) can help protect your company from major financial losses. Liability protection is designed to address your particular concerns when it comes to accidents or injuries that are caused by your products, services or employees. It can help pay for medical bills, expenses that are related to an accident or even bills associated with a court settlement, depending on the policy that you purchase.
Protecting Company Property
Property, such as a commercial building or a vacant lot that you plan to develop, requires some protection to ensure that you do not face high-cost bills related to damages to the building or land.
The best type of plan for your company assets may vary based on the type of property and your particular concerns.
Nevada Workers Compensation
Workers compensation is usually important after you have hired employees. In Las Vegas, Nevada, you are required to maintain some workers compensation coverage if you have any employees. Even one person must be covered in case an accident occurs and that worker is injured.
Nevada BOP Plans
A business owner package (BOP) is a general policy that addresses more than one concern that you may face. The plan provides basic liability and property protection and may be appropriate if you are looking for a budget-friendly policy that addresses most of your concerns.
The insurance policies that are most appropriate for your needs may vary based on a variety of factors. Contact us to speak to an agent to learn more about the insurance policies that businesses must obtain.