Lifestyle changes such as retirement, marriage, divorce or parenthood can affect your auto insurance. Lifestyle changes can alter your driving routine or habits, which may increase or lower your insurance costs. Changes that cause you to use your vehicle more could result in an increase in coverage. In like manner, if you use your vehicle less, you may be able to get by with less coverage.
If major lifestyle changes are in your future, talk to an agent at Sage Insurance Services Inc. in Las Vegas, NV for help in adjusting your auto insurance coverage. Here are a few examples of how lifestyle changes can alter your policy.
After retiring, you may use your vehicle less as you won’t be traveling to and from work on a daily basis. This could make you eligible for reduced auto insurance prices. As a senior, you may also qualify for lower insurance costs, especially if you have a good driving record.
Marriage could qualify you for a multi-car discount by adding your spouse’s vehicle to your policy. If you own a home in Las Vegas NV, you can further reduce auto insurance costs by bundling it with your home insurance policy. On the flip side, if you get divorced, you may need to remove someone from your policy, which will reduce your insurance costs.
Having a baby may help you improve your driving habits, which will save you money on your auto insurance. You may also decide to buy a new family car, which could drastically alter your coverage, depending on the vehicle you buy.
At Sage Insurance Services Inc. we can meet your auto insurance needs at any stage of your life. To learn more about your auto insurance options and costs, contact our Las Vegas office.