Choosing a Las Vegas, NV Independent Insurance Agent

Whether you’ve lived in Las Vegas, NV for a long time or you’re new to the area, you’re going to need insurance. Homeowners, renters, auto, life, and more can all be covered, but you want to make sure you’re paying a fair amount for your coverage and getting it from a company and an agent you feel comfortable with. One of the best ways to do that is to work with an independent insurance agent. They can help you get the coverage you need for a price you’re happy with and give you peace of mind in knowing you have the best insurance for your needs.

Independent insurance agents work with several different companies, so they can check the rates from all of those companies quickly and give you the information you can use to select the right policy for you. Your insurance agent can also give you advice about the policies and the companies offered, so you can decide based on more than just the cost of the coverage. While cost does matter when it comes to choosing insurance policies, it’s not the only consideration you want to address.

The reputation of the insurance company, how well they pay claims, and what kind of coverage options they have for you are all important, and all things you want to take a look at when you’re deciding on insurance coverage. With Sage Insurance, you can get the Las Vegas coverage you need and feel confident in your choices. It’s always nice to have an independent insurance agent on your side, and one that you can talk to about your coverage and options as your needs change. New cars, a change of homes, a new baby, and all kinds of other things can mean making changes to insurance, and that can be easier through an independent agent.

First Time Homeowners Winter Tips

Moving from a warm climate to a cold climate requires new skills. Having adequate home insurance and good auto insurance coverage is very important for those who move to a colder area. There are also a few easy things to do that save money and protect a home during the winter months.

Here are some handy tips to protect a home during winter:

  • Turn off the water supply and drain all the water from the pipes leading to the air conditioning unit. Use a wet vacuum or towels to remove any standing water in the drain pan. Cover the air conditioning unit.
  • If the home has ceiling fans, reverse the spin to bring the warm air that rises up naturally, down lower towards the occupants in a room, to cut down the cost of heating bills.
  • Check for air leaks around doors and windows. Use a towel at the base of the door to block air from escaping. Cover windows on the inside with plastic to stop air leaks.
  • Get thick blankets or a comforter for the bed when sleeping. Use a programmable thermostat to set the temperature to 55°F at night and when away from the home. This keeps the inside water pipes from freezing and saves energy when not necessary to heat the home.
  • When going away for an extended period, turn off the main water valve to the house and drain all the water from the pipes that connect to sinks, dishwashers, and toilets. Drain the water heater and turn off its gas supply or electrical connection. Empty the refrigerator. Unplug it. Prop the refrigerator door open to prevent mold from growing.

Contact Sage Insurance Services Inc. in Las Vegas to make sure your home insurance policy has adequate coverage.