Does the Insurance Agent You Choose Matter?

Home of Las Vegas, many tourists find Nevada the place to be when they are traveling. From scenic landmarks in the desert to the bright, flashy, orchestra of lights on the Las Vegas Strip, Nevada’s allure consumes many global travelers.

Nevada is also the land of opportunity for many business owners. Many entrepreneurs have realized their dreams with only a plan and determination. One of the most important decisions they made when they embarked on their endeavors was their insurance company and agent. 

The Difference between Independent and Captive Insurance Agents
In addition to the fact that businesses need different types of insurance coverage, they also need to understand the difference between different types of insurance agents. Independent insurance agents offer a variety of insurance types from various companies. Their service offerings are competitive since they can quote you basic form insurance from many different companies. Captive agents work with one insurance company and offer only services from that particular company.

Does it Matter Which Company You Choose for Insurance?
In short, yes, it matters what insurance company you choose. For businesses that want to ensure that they receive the most competitive rates, an independent insurance agent is the best choice. They can compare coverage and combine different types of coverage to ensure that your business gets the best rates for the services you provide. 

If your business is searching for the best rates and coverage for commercial insurance, then you should contact us, your local independent insurance company, to get quick quotes based on your industry and needs. Our insurance agents offer a range of insurance products that can protect your business including basic form and comprehensive insurance coverage. With one phone call, our professional insurance agents deliver peace of mind for your business endeavors in Nevada.

How To Find Cheap Insurance That Covers Almost Everything

Las Vegas, Nevada is one of the top tourist destinations in the country. It also has a large population of permanent residents. Within the 89145 area, many residents are homeowners. Various industries exist, though the tourism industry is one of the leading sources of employment.

When you shop for home insurance, you want to make sure you find a policy that covers almost everything. The last thing you want is to file a claim only for the home insurance to deny it. The goal is for the policy to prevent out of pocket expenses on repairs and damage.

A policy in Nevada can cover such things as:

– Roof damage
– Carpet damage
– Foundation issues
– More

Carpet damage may or may not be covered within a policy. There is generally fine print on what would count as reimbursable carpet damage on your home in the 89145 ZIP code. If it was damaged because of a storm, a flood, or something else, then you would likely be able to file a claim. However, if it was damaged because of a pet or child, it would likely be on the list of exclusions.

To find cheap home insurance, you have to work with an agent in Las Vegas. Our agents are knowledgeable about the process and can help you to find a high level of coverage. It’s also possible to get relatively cheap insurance. It’s all about making comparisons between the policies.

You should always seek out the best possible protection for your home in 89145. We have agents in Las Vegas, Nevada who can help you every step of the way. We can tell you what the fine print allows and doesn’t allow so you can have the coverage on almost everything. More importantly, we can focus on getting a cheap premium for you.