Your money will definitely stay in Vegas if you drive without auto insurance coverage. Nevada imposes strict fines on drivers who don’t meet the state’s auto insurance requirements.
You need to register your car within 30 days if you drive it in Nevada. And, you must get insurance before you register your car. If you need to cancel your insurance, cancel your registration first, and then cancel your insurance. But, remember, you can’t drive your car without registration or insurance coverage.
Penalties For Driving Without Insurance
If you drive your car without insurance in Las Vegas, the department of motor vehicles will assess fines if you get pulled over. The fines you pay depend on whether it’s your first incident or you’re a repeat offender. The time you’ve been without insurance also impacts how much you pay.
- You might pay up to $1,750 in fines.
For example, if you’re a first time offender, and your insurance coverage lapsed within the last 30 days, you’ll pay a fine of $250. But, if it’s your third offense, you’ll pay $750 in fines. The fines increase if your lapsed coverage continues beyond 30 days, so you might pay up to $1,750 in fines.
- You might lose your licenses.
The DMV will take away your driving privileges for 30 days if you’re a repeat offender on your third offense. Your policy’s lapsed period has no bearing on this rule. So, if you’re policy lapsed yesterday, but you’re driving about today, you risk losing your licenses for at least 30 days.
- You might need to pay a security deposit
If you’re at fault in an accident and you don’t have insurance, you risk losing your driving privileges. The DMV will set a hearing for you, but you can attend it or waive your rights to it. The hearing determines whether a court is likely to hold you liable for damages. If so, you might need to pay a security amount toward those damages. During the hearing, the Director also decides whether to suspend your licenses and registration.
- You might need to carry an SR22
After a suspension, you might need to carry a certificate of financial responsibility or SR-22. An SR-22 certificate proves that you have insurance, and you’ll need to carry it for three years. If you drop your coverage during this time, the insurance company notifies the DMV immediately. The DMV, in turn, might suspend your license and your registration.
Don’t put your driving privileges at risk. Call us today so our knowledgeable agents can help you get affordable auto insurance coverage in Las Vegas.