When you’re a passenger in a car that is in an accident, it’s natural to feel helpless. You have no control over the car, you can’t avoid the accident, and you often have no idea what kind of insurance coverage the other driver or even the owner of the car has. While there are things you have no control over, it’s good to know that in Las Vegas, NV, you do have the right to compensation as a passenger in a car accident.
The key to getting compensated after an accident is to know who is at fault, so that you can pursue compensation with them. In order to sue someone for compensation in this state, they must be found to be at least 51 percent at fault in the accident. Passengers who are victims of a car accident have the right to seek restitution for damages to their vehicle, injuries, pain and suffering, and their expenses related to the accident, such as lost wages. Sometimes these things will be settled almost automatically by the insurance companies, but other times it may be necessary to file a lawsuit against the at-fault driver. This can especially be problematic if the at-fault driver is a friend or family member who happened to be driving the car that the passenger was in. Passengers in Nevada who are in an accident even have the right to sue multiple parties, as long as they are all found to be at least 51 percent at fault.
After a car accident is not the time to learn how insurance works and what the limitations are. You should talk to an agent now to make sure that you, and the fiends you ride with, have enough insurance to keep you safe. As your independent agent in Las Vegas, you should come to us immediately with any questions you may have about car insurance, or visit our website for the chance to compare quotes on auto insurance today.