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As of February 1, 2010 the rules have changed!  Two primary changes are (1) You must present evidence of Nevada insurance to register a vehicle, and (2) The insurance lapse penalty no longer has a grace period!  Read more...

There are a few types of insurance claims that raise a red flag to your insurer. In general, they are the ones that hint of negligence on the part of the insured. They are investigated more heavily and can result in cancellation of policies. These are some of the claims that you should avoid if at all possible.

Many people think about insurance in the wrong way. They act according to “guidance” given them by non-professionals and rely on certain myths about insurance, and those myths can cost them -- big time. They buy too much or not enough. They get blindsided by huge increases in their premiums, or they get dropped by longtime carriers. They get mad about insurance instead of getting smart.

 

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Having an evacuation plan for your Church is very important, it is a key factor to saving lives in the event of a major catastrophe...

How many of you Real Estate Investor's out there have wished for an Insurance Policy that would cover all of your rental homes or maybe even homes you are flipping on ONE Single policy.  Well, we have a policy for you which will cover all of the homes on one policy, one policy number, one bill!  From 2-2000+ homes. Whether the home(s) are vacant or occupied theft and vandalism are included in the premium!  This is a Real Estate Investor's insurance policy DREAM COME TRUE.  Call me or blog me with any questions.  I look forward to hearing from all of my readers.

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Auto Insurance rates in Las Vegas are among the very highest in the country.  Why?  What are the main factors that control rates?

By definition:  A commodity is some good for which there is demand, but which is supplied without qualitative differentiation across a market.   [from Wikipedia]  What that means is that the good or service you purchase is the same no matter where you buy it.  Like milk or note paper... the same everywhere.  Many would have you believe that insurance is like that... the same no matter where you buy...

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Yes, we have floods here in the desert Southwest. Because the desert floor is so dry from the heat, just a little rain can make our streets dangerous and our property vulnerable. It pays to understand the risks and protect against them.

For most of us, our home is by far our most valuable possession. But every year, more homes in the US are damaged by floods than any other natural disaster. And you don't have to live near a river or a lake or any other body of water to make the disaster real. Floods move and can spread for miles. The Las Vegas Valley is a maze of "washes" and although there has been much progress in the past 10 years, it's not solved. You need to assess your own situation and decide if you want to take the risk or avoid it.

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There is a major difference between application procedures for commercial insurance and personal home or auto insurance. For one thing, commercial applications take a lot more time and are usually more complex. It is rare, if not unheard of, to obtain commercial insurance on your first visit to your agent UNLESS you have submitted all the necessary information beforehand. This blog will help you prepare...

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