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Insuring condominiums or townhouses is sometimes complicated by the legal documents that set them up and the type of policies they buy for the complex as a whole. In order to get it right the condo owner has to do some research and read the CC&R's that come with condo ownership.

 Is there such a thing as "guaranteed" retirement income.  If the market has taught us anything in the past few years, it has taught us that "guarantees" are difficult to come by. However, if you ask the right questions, pick the right company, and remain diligent in your efforts you can come as close as is humanly possible to assure yourself of a comfortable retirement. Here are some tips ...

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The current market value of your home can vary widely from the insurance value. That's because market value is based on many factors both tangible and intangible. But insurance value is based soley on construction costs. The insurance company has one primary goal when there is a loss: put you back in the same position you were in before the loss... not less and not more.

As of February 1, 2010 the rules have changed!  Two primary changes are (1) You must present evidence of Nevada insurance to register a vehicle, and (2) The insurance lapse penalty no longer has a grace period!  Read more...

There are a few types of insurance claims that raise a red flag to your insurer. In general, they are the ones that hint of negligence on the part of the insured. They are investigated more heavily and can result in cancellation of policies. These are some of the claims that you should avoid if at all possible.

Many people think about insurance in the wrong way. They act according to “guidance” given them by non-professionals and rely on certain myths about insurance, and those myths can cost them -- big time. They buy too much or not enough. They get blindsided by huge increases in their premiums, or they get dropped by longtime carriers. They get mad about insurance instead of getting smart.

 

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Having an evacuation plan for your Church is very important, it is a key factor to saving lives in the event of a major catastrophe...

How many of you Real Estate Investor's out there have wished for an Insurance Policy that would cover all of your rental homes or maybe even homes you are flipping on ONE Single policy.  Well, we have a policy for you which will cover all of the homes on one policy, one policy number, one bill!  From 2-2000+ homes. Whether the home(s) are vacant or occupied theft and vandalism are included in the premium!  This is a Real Estate Investor's insurance policy DREAM COME TRUE.  Call me or blog me with any questions.  I look forward to hearing from all of my readers.

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Auto Insurance rates in Las Vegas are among the very highest in the country.  Why?  What are the main factors that control rates?